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  • Nexa NLMS #660690
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ITIN Home Loans for Non-U.S. Citizens Without a Social Security Number

Expert Mortgage Guidance to Help You Buy With Confidence

ITIN loans are designed for non-U.S. citizens who do not have a Social Security number but hold a valid Individual Taxpayer Identification Number (ITIN). These loans help many immigrants achieve homeownership in the U.S.

Call (786) 809-1897

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Key Benefits

  • No SSN required — ITIN accepted
  • Alternative credit history allowed
  • Income verified using bank statements
  • Available for primary residences and investment properties

Eligibility Requirements

  • Valid ITIN
  • 12 months of bank statements
  • Proof of stable income and employment
  • Higher down payment (15%–20%, depending on profile)
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Calculate your Mortgage Online

ITIN loans use flexible underwriting guidelines and are a great option for self-employed borrowers or those without traditional U.S. credit.

MorTGAGE calculator

Recommended For

  • ITIN holders
  • Self-employed borrowers
  • Buyers without established U.S. credit
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