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Get Preapproved for a Conventional Home Loan Today

Helping You Secure the Right Home Loan With Confidence and Care

Conventional loans are the most common type of mortgage and are not insured or guaranteed by a government agency. They are ideal for borrowers with good credit, stable income, and the ability to make a down payment.

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Key Benefits

  • Down payments as low as 3%
  • No mortgage insurance with 20% down
  • Multiple term options, including 15- and 30-year loans
  • 3% down available for primary residences

Eligibility Requirements

  • Minimum credit score of 620 (higher preferred)
  • Proof of income, assets, and employment
  • Down payment as low as 3% for qualifying buyers
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Calculate your Mortgage Online

Conventional loans can be conforming (meeting Fannie Mae and Freddie Mac guidelines) or non-conforming (such as jumbo loans). They are flexible and can be tailored to your financial goals.

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Recommended For

  • Buyers with strong credit and stable income
  • Buyers looking to avoid mortgage insurance
  • First-time, repeat, and investment buyers
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